Company

We don't bill insurance. On purpose.

This isn't a limitation we're working around — it's the design. Cutting the claims process out entirely is what makes a 48-hour ship time and a single fixed price possible.

Claims filed, ever

48 hr

Order to ship

Price shown, price paid

100%

Self-pay, no exceptions

What insurance billing actually costs

A typical DME insurance claim runs through prior authorization, coding review, and adjudication before a unit ever ships — a process that commonly takes two to six weeks, and can end in a denial after all of it. That timeline, and that risk, gets built into the price whether the claim is approved or not.

By selling directly, we remove the authorization queue, the coding overhead, and the administrative staff required to fight denials. The price on the page reflects that — it’s what the equipment and service actually cost, not a number inflated to absorb claims friction.

What you get in exchange

SpeedOrders ship in 48 hours once prescription verification clears — no authorization queue to wait behind.
PrivacyNo claim is filed, which means no record with your insurance carrier of what you purchased or why.
Price clarityThe number on the product page is the number at checkout. No adjudication, no balance bill weeks later.
Model accessWe aren't limited to whatever a payer's formulary covers — you get the model that fits, not the one that's reimbursable.

The policy, stated plainly

Currently we don’t accept Insurance, Medicaid, or Medicare. All orders are self-pay.

This is stated here, at checkout, and in our prescription verification flow — no exceptions, no fine print. A valid prescription is still required by federal law for oxygen and CPAP/BiPAP devices, and we verify one regardless of how the order is paid for.